Pricing
branded cards can be accepted for the payments.
Payment processing currency & Settlement currency: EURO (€)
| Merchant account set up fee | €0 |
| Terminal Fee | |
| 1 Terminal | Free |
| Each additional terminal | €2/Month |
| Card transaction processing fee: | |
| Consumer debit/credit cards issued within EEA | starting from 0.95% |
| Business/Corporate Premium cards issued within EEA | 1.80% |
| Consumer debit/credit, Business cards issued outside EEA | 2.50% |
| Refund fee per transaction | €0.50 |
| Settlement fee | €0.50 per SEPA wire transfer* |
Scenario 1:
Emma’s Bakery
In the heart of the city, Emma’s Bakery is known for its delicious pastries and warm ambiance. Emma processes an average of €300 daily through card payments. Her customers mostly pay with consumer cards from within the EEA, but she also gets some business card transactions and a few from outside the EEA. Despite the different types of cards used, Paymix SoftPOS makes the process seamless and affordable. With transaction fees of just €3.47 and a minimal settlement fee of €0.50, Emma is delighted to see her earnings largely intact. At the end of each day, €296.03 is deposited into her account, keeping her business thriving and her customers happy.
Mathematical Breakdown:
| Daily Earnings | €300 |
| Card Mix Fees: | |
| Consumer Cards (EEA): | 80% of €300 = €240; Fee = 0.95% → €2.28 |
| Business Cards (EEA): | 15% of €300 = €45; Fee = 1.80% → €0.81 |
| Non-EEA Cards: | 5% of €300 = €15; Fee = 2.50% → €0.38 |
| Total Transaction Fees: | €2.28 + €0.81 + €0.38 = €3.47 |
| Settlement Fee: | €0.50 |
| Net Earnings: | €300 - (€3.47 + €0.50) = €296.03 |
Scenario 2:
Ali’s Graphic Design
Ali, a freelance graphic designer, embraces the digital age with Paymix SoftPOS. His daily card transaction earnings are around €150, mainly from local clients using consumer cards. However, he occasionally deals with business clients and international cards. Paymix SoftPOS’s straightforward fee structure – only €1.61 in transaction fees and €0.50 for the settlement fee – makes financial management a breeze for Ali. This system ensures that he can focus on his creative work, with €147.89 consistently landing in his bank account each day, fueling his passion and business growth.
Mathematical Breakdown:
| Daily Earnings | €150 |
| Card Mix Fees: | |
| Consumer Cards (EEA): | 90% of €150 = €135; Fee = 0.95% → €1.29 |
| Business Cards (EEA): | 5% of €150 = €7.50; Fee = 1.80% → €0.13 |
| Non-EEA Cards: | 5% of €150 = €7.50; Fee = 2.50% → €0.19 |
| Total Transaction Fees: | €1.29 + €0.13 + €0.19 = €1.61 |
| Settlement Fee: | €0.50 |
| Net Earnings: | €150 - (€1.61 + €0.50) = €147.89 |
